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Funding Guide

The 8 Support at Home funding levels

Your ACAT assessment determines your funding level. Each level provides a government subsidy to cover your approved care services.

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5 min readUpdated November 2025Free for families
8
Funding levels
Approx. $10K–$78K
Annual subsidy range
ACAT
Assessment determines your level
Free
To request a reassessment
How funding levels work

Your funding level is not something you choose — it is determined by your ACAT assessment based on your care needs.

The higher your care needs, the higher your level. Levels range from 1 (basic assistance) to 8 (complex clinical and personal care).

The 8 levels

⚠️ Amounts shown are indicative government subsidy rates effective 1 November 2025. Your actual subsidy may vary based on your means-tested care contribution. Source: Department of Health and Aged Care.

Level 1
$10,731
approx. per year — subject to indexation
~$206/wk
Basic assistance with everyday tasks at home
What a typical week looks like
1 × personal care visit per week (showering, dressing)
Fortnightly domestic assistance (cleaning, laundry)
Medication reminders and health monitoring
Indicative example only. Actual mix depends on your care plan and provider pricing.
Level 2
$16,034
approx. per year — subject to indexation
~$308/wk
Regular help with personal care and domestic tasks
What a typical week looks like
2 × personal care visits per week
Weekly domestic assistance
Monthly allied health session (e.g. physiotherapy)
Indicative example only. Actual mix depends on your care plan and provider pricing.
Level 3
$21,966
approx. per year — subject to indexation
~$422/wk
Moderate support including allied health and nursing
What a typical week looks like
3 × personal care visits per week
Weekly domestic assistance
Fortnightly physiotherapy or occupational therapy
Nursing support as needed
Indicative example only. Actual mix depends on your care plan and provider pricing.
Level 4
$29,696
approx. per year — subject to indexation
~$571/wk
Complex needs — daily assistance and care coordination
What a typical week looks like
3 × personal care visits per week
Weekly domestic assistance and meal preparation
Weekly nursing visit (medications, wound care)
Weekly allied health session
2 × transport trips (GP, shopping)
Indicative example only. Actual mix depends on your care plan and provider pricing.
Level 5
$39,697
approx. per year — subject to indexation
~$763/wk
High-level daily support and clinical care
What a typical week looks like
Daily personal care visits
Weekly domestic assistance
2 × allied health sessions per week
Weekly nursing visit plus on-call clinical support
Regular transport and social activities
Care coordination
Indicative example only. Actual mix depends on your care plan and provider pricing.
Level 6
$48,114
approx. per year — subject to indexation
~$925/wk
Intensive support — nursing and specialist services
What a typical week looks like
Daily personal care including evening check-ins
Weekly domestic assistance
3 × allied health sessions per week
Twice-weekly nursing visits
Regular specialist services (e.g. dementia support)
Full care coordination
Indicative example only. Actual mix depends on your care plan and provider pricing.
Level 7
$58,148
approx. per year — subject to indexation
~$1,118/wk
Very high needs — near-daily clinical attendance
What a typical week looks like
Twice-daily personal care visits
Regular domestic and meal support
Near-daily allied health support
Multiple nursing visits per week
Specialist clinical services
Full care coordination and case management
Indicative example only. Actual mix depends on your care plan and provider pricing.
Level 8
$78,106
approx. per year — subject to indexation
~$1,502/wk
Highest level — complex medical and personal needs
What a typical week looks like
Multiple daily visits including complex personal care
Daily nursing care and clinical management
Intensive allied health across multiple disciplines
Specialist and palliative support as needed
Equipment, assistive technology, home modifications
Full care coordination — near residential-equivalent support at home
Indicative example only. Actual mix depends on your care plan and provider pricing.

How your level is determined

The ACAT assessor considers a range of factors during your assessment:

Your daily living activities — showering, dressing, cooking
Your health and medical conditions
Your mobility and falls risk
Your cognitive function
Your living environment and safety
Your informal support network — family and friends

You cannot self-select a higher level

The assessor makes a recommendation based on clinical need. Your level reflects what the assessor determines is required — not what you request.

Can my level change?

Yes. If your care needs increase, you can request a reassessment through My Aged Care (1800 200 422) at any time. Your provider can also flag changes in your needs to prompt a review.

Reassessments are free. Similarly, if your needs decrease, your level may be reviewed downward.

If you feel your assessment didn't reflect your needs accurately, you have the right to request a review. Contact My Aged Care on 1800 200 422 to start this process.

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